Every living thing will die, so will humans. Everyone will die, but when the death comes only God knows.
Therefore, we must really make the most of this time and prepare everything for our descendants later.
Death is a sure thing, but the time of death is uncertain. Therefore we must prepare our family's future as early as possible.
So that when the time of death arrives, the family we leave behind already has protection for his future and guarantees his life after we are gone.
One way to provide future protection and security for our families when we die is to have life insurance .
What is life insurance? And should we have life insurance?
Life Insurance is insurance that aims to bear the risk of unexpected financial losses caused by someone's death. Here there is a contract between the insurance company and the policyholder (the insured), where the insurance company will guarantee the payment of the insured's death benefit to the beneficiary (heir) at the time of the insured's death. In this case, if the policyholder or the insured is a father, the heir may be his wife or child.
And here are some things that require us to have life insurance:
- Already married , when we are married, of course life is no longer just about ourselves, but there are spouses (husband or wife) and children who we must think about the future. When it turns out we are the first to die, then the preparation for life protection and the future that is left is optimal in the form of life insurance.
- The backbone of the family , of course, will be hard when a family suddenly loses the backbone of the family as the main breadwinner. But by having life insurance, of course at least we have prepared our families to be better prepared financially by having capital or provisions until the family left behind can truly be independent.
- Having a small child , when we die, the child left behind does not have to drop out of school when he loses the backbone of the family. But by having life insurance, the insurance money obtained can not only be used to meet the needs of daily living, but also can be used for children's education costs.
- Working with high safety risks , of course every job has a risk, one of which is a job that is prone to work accidents, then life insurance must be owned especially if we are the main breadwinner whose income is needed by the family.
It turns out here, that every life insurance institution provides great benefits with the main objective being to cover or guarantee someone against financial losses in the event of death.
